When seeking a mortgage, you'll likely run into two primary types of loans: conforming and non-conforming. Comprehending the differences between these two can significantly impact your mortgage options. Conforming loans conform with guidelines set by Fannie Mae and Freddie Mac, making them more readily available. Conversely, non-conforming loans… Read More

FHA loans present a fantastic chance for first-time homebuyers to achieve the dream of owning a residence. These federally-insured loans are structured to make homeownership more accessible by providing relaxed requirements. With FHA loans, borrowers can often obtain financing with reduced credit scores and minimal down funds. Moreover, F… Read More